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Trusted Financial Services

Jayapriya Grama Valarchi Nidhi Limited has been providing trustable service to its members since 9th November 1994. Deposits with Jayapriya Nidhi Limited are safe and secure because we are compulsorily following the rules and regulations framed by the Ministry of Corporate Affairs and Reserve Bank of India, to ensure the safety and security of Deposits. As a Nidhi Company, we believe the fundamental honesty is the keystone of our business.

Satisfied customers

Jayapriya Grama Valarchi Nidhi Limited aims to 100% Customer satisfaction because it helps us to solve problems, prevent churn, and identify happy customers those can become our advocates and evangelists. In the process of building customer loyalty, two essential thing that we focus on are creating customer delight, and generating positive word-of-mouth.

Best Loan Portfolio

For decades, good loan portfolio managers have concentrated most of their effort on prudently approving loans and carefully monitoring loan performance. Although these activities continue to be mainstays of loan portfolio management, analysis of past credit problems helps get a clear idea to portfolio management system. Traditional practices rely too much on trailing indicators of credit quality such as delinquency, nonaccrual, and risk rating trends. We identified that these indicators do not provide sufficient lead time for corrective action when there is a systemic increase in risk. Our Loan portfolio management system is one of the best and highly recommendable to the members.


We have a wide spread network throughout Tamil Nadu, and a legion of 1000+ employees are working in our branches to provide the best service to our members.


We are incredibly dedicated to social responsibility. Our CSR concept helps to bring along a variety of competitive advantages, such as enhanced customer loyalty, improved customer service and quality, efficient human resource base, improved brand image and reputation, enhanced access to capital and markets, operational cost savings, better decision making and risk management processes.

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