Eligibility: We provide loans to individuals (members); they may be self-employed professionals or self-employed non-professionals like shop owners, bakers, traders, manufacturers, or merchants.
Loan amount
You can avail loan up to Rs.15 Lakhs, based on value of the property, your income etc.
Types of collateral accepted: You can use the following as collateral to obtain a loan against property from Jayapriya Grama Valarchi Nidhi Limited.
- Self-Occupied Residential or Commercial Property
- DTCP approved vacant land and plot.
Required documents:
Following documents are mandatory for availing any loan under Jayapriya Nidhi limited:
- Filled loan application and Proposal Form along with Promissory Note.
- KYC Document (Aadhaar, Bank Pass book).
- Collateral document.
Loan Tenure
You can pay back the loan over 84 months EMI at your convenience.
Interest Rate
We offer the most affordable interest rates in the market.
